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Lakhpati Didi scheme UPSC NOTE

 Why in news

  • Buoyed by its success, the Centre has decided to increase the target for ‘Lakhpati Didi’ scheme.

  • This scheme aims to train women self-help groups (SHGs) to earn a sustainable income of at least ₹1 lakh per annum by setting up micro-enterprises within their villages.

  • Finance Minister Nirmala Sitharaman, while presenting the interim Budget for 2024-25, said the target for training ‘Lakhpati Didi’ would be increased from the existing 2 crore to 3 crore.

  • Eighty-three lakh self-help groups with 9 crore women are transforming rural socio-economic landscape with empowerment and self-reliance

What is Lakhpati Didi scheme

  • The Lakhpati Didi Yojana is a skill development program launched by the Indian government in December 2023.

  • This is specifically targeting women in rural areas

  • It aims to empower women and improve their financial independence by providing them with the tools and resources to become "lakhpati didis" (prosperous sisters).

  • Meaning they can earn at least ₹1 lakh per year per household.

The key aspects of the scheme:

  • Economic empowerment: Equip women with skills to start or grow their own businesses, leading to financial independence.

  • Poverty reduction: Uplift women from economically disadvantaged backgrounds, contributing to overall poverty reduction in rural areas.

  • Skill development: Train women in various income-generating activities to create sustainable livelihoods.

  • Skill training: Women receive training in diverse areas like plumbing, drone operation, LED bulb manufacturing, and others, depending on local needs and market opportunities.

  • Interest-free loans: Eligible women can receive a ₹5 lakh (approximately $6,000) interest-free loan to start or expand their businesses.

  • Self-help groups: The scheme encourages women to join or form self-help groups for better access to resources, peer support, and market linkages.

  • Digitalization: Promotes the use of digital payment platforms and mobile wallets for financial transactions.

  • Empowerment programs: Workshops and sessions are conducted to build confidence, leadership skills, and entrepreneurial spirit among women.


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Learnerz IAS | Concept oriented UPSC Classes in Malayalam: Lakhpati Didi scheme UPSC NOTE
Lakhpati Didi scheme UPSC NOTE
Learnerz IAS | Concept oriented UPSC Classes in Malayalam
https://www.learnerz.in/2024/02/lakhpati-didi-scheme-upsc-note.html
https://www.learnerz.in/
https://www.learnerz.in/
https://www.learnerz.in/2024/02/lakhpati-didi-scheme-upsc-note.html
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