Effectiveness of PMJAY
An analysis of the effectiveness of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) in Chhattisgarh shows that the scheme has not increased utilisation of hospital care.
Also, the scheme did not reduce the out-of-pocket expenditure (OOPE) for hospitalised patients.
Moreover, the data also pointed to the possibility of “double-billing”, where the hospitals will claim money from the insurance provider but charge the patients illegally for the same service.
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