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Mudra loan limit UPSC NOTE

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  What is Mudra loan It was launched by the government in 2015 for providing loans to the non-corporate, non-farm small/micro-enterprises. ...

 What is Mudra loan

  • It was launched by the government in 2015 for providing loans to the non-corporate, non-farm small/micro-enterprises.

  • MUDRA, which stands for Micro Units Development & Refinance Agency Ltd., is a financial institution set up by the Government

  • Provides funding through various last-mile financial institutions like Banks, Non-Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs)

  • MUDRA has created three products i.e. 'Shishu', 'Kishore' and ‘Tarun’ as per the stage of growth and funding needs of the beneficiary micro unit.

  • Shishu: Covering loans up to Rs. 50,000.

  • Kishore: Covering loans above Rs. 50,000 and up to Rs. 5 lakh.

  • Tarun: Covering loans above Rs. 5 lakh and up to Rs. 10 lakh

New limit

  • The limit of Mudra loans will be enhanced to ₹20 lakh from ₹10 lakh for those who have repaid previous loans under the ‘Tarun’ category

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Learnerz IAS | Concept oriented UPSC Classes in Malayalam: Mudra loan limit UPSC NOTE
Mudra loan limit UPSC NOTE
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Learnerz IAS | Concept oriented UPSC Classes in Malayalam
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