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Interest Rate Cut UPSC NOTE

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  Anticipated Consumption Recovery and Investment Revival: Budgetary Push and Interest Rate Cut: The Finance Minister highlighted that the ...

 Anticipated Consumption Recovery and Investment Revival:

  • Budgetary Push and Interest Rate Cut: The Finance Minister highlighted that the recent budget's focus on consumption, coupled with the central bank's interest rate cut, is prompting India Inc. to reassess their capacity utilization rates.

  • Precursor to Private Investment: She believes this increased capacity utilization could signal a sustained recovery in private investment during the 2025-26 fiscal year.

  • Positive Feedback from Business Leaders: Anecdotal evidence suggests that business leaders are observing positive signs, with orders for fast-moving consumer goods (FMCG) for the April-June period already being booked.

  • Many industries are reportedly reviewing their capacity utilization in anticipation of a consumption recovery. 

  • This review is a key indicator of potential future investment.

  • Triggers for Consumption-Driven Cycle: The Finance Minister believes that the triggers for a consumption-driven economic cycle are becoming evident to those making investment decisions.

Coordination Between RBI and the Government:

  • Strong Coordination: The Finance Minister emphasized the excellent coordination between the Reserve Bank of India (RBI) and the central government over the past decade.

  • She expressed confidence that this harmonious relationship will continue under the new RBI Governor, Sanjay Malhotra, and the existing RBI team.

  • Synchronized Fiscal and Monetary Policy: She stressed the importance of fiscal and monetary policies working in tandem for optimal economic outcomes, whether the focus is on controlling inflation or stimulating growth.

RBI's Perspective on Inflation and Rupee Depreciation:

  • Inflation Concerns: RBI Governor Malhotra acknowledged that the central bank is closely monitoring all inflationary pressures, including the impact of Rupee depreciation on import prices.

  • Rupee Depreciation Impact: The RBI estimates that a 5% depreciation in the Rupee leads to a 0.30-0.35% increase in inflation.

  • External Factors Influencing Depreciation: The Governor attributed much of the Rupee's depreciation to external uncertainties.

  • Anticipation of Stabilization: He expressed hope that these external factors, particularly those related to international tariff announcements, will eventually subside, contributing to a downward trend in inflation.

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Learnerz IAS | Concept oriented UPSC Classes in Malayalam: Interest Rate Cut UPSC NOTE
Interest Rate Cut UPSC NOTE
Learnerz IAS | Concept oriented UPSC Classes in Malayalam
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