False

$show=search/label/May%202022

 


NPA and NARCL UPSC NOTE

 

  • Non-performing assets (NPAs) are loans or advances that are in default, meaning the borrower has not made scheduled payments of principal or interest for a specified period. 

  • This period is typically 90 days in most countries, but can vary depending on the regulatory environment.

Types of NPAs:

  • Substandard assets: These are loans that are past due for more than 90 days but less than 12 months.

  • Doubtful assets: These are loans that are past due for more than 12 months but less than 36 months.

  • Loss assets: These are loans that are considered to be uncollectible and have little or no value.

NRACL

  • NRACL stands for National Asset Reconstruction Company Ltd

  • It is a special purpose vehicle (SPV) set up by the Government of India to acquire and manage stressed assets of banks.

Objectives of NRACL:

  • To resolve the problem of non-performing assets (NPAs) in the Indian banking system.

  • To revive stressed assets and bring them back into the productive sector.

  • To improve the financial health of banks by reducing their NPAs.

  • To create a market for distressed assets in India.

Functions of NRACL:

  • Acquire stressed assets from banks through various methods, such as cash purchase, security receipts (SRs), and asset reconstruction companies (ARCs).

  • Manage and restructure the acquired assets to improve their value.

  • Sell the restructured assets to new investors.


COMMENTS

Name

Amritsar,1,Art & Culture,1,August 2023,251,Courses,7,Daily Current Affairs,48,December 2023,189,Disaster Management,2,Environment and Ecology,54,February 2024,188,Foundation Course,1,GDP,1,GEMS Club,1,GEMS Plus,1,Geography,67,Govt Schemes,2,GST,1,History,2,Home,3,IAS Booklist,1,Important News,71,Indian Economy,46,Indian History,2,Indian Polity,56,International Organisation,12,International Relations,58,Invasive Plant,1,January 2024,240,July 2023,281,June 2022,6,June 2023,268,May 2022,17,Mentorship,2,November 2023,169,October 2023,203,Places in News,2,Science & Technology,66,September 2023,205,UPSC CSE,111,
ltr
item
Learnerz IAS | Concept oriented UPSC Classes in Malayalam: NPA and NARCL UPSC NOTE
NPA and NARCL UPSC NOTE
Learnerz IAS | Concept oriented UPSC Classes in Malayalam
https://www.learnerz.in/2023/12/npa-and-narcl-upsc-note.html
https://www.learnerz.in/
https://www.learnerz.in/
https://www.learnerz.in/2023/12/npa-and-narcl-upsc-note.html
true
4761292069385420868
UTF-8
Loaded All Posts Not found any posts VIEW ALL Readmore Reply Cancel reply Delete By Home PAGES POSTS View All RECOMMENDED FOR YOU LABEL ARCHIVE SEARCH ALL POSTS Not found any post match with your request Back Home Sunday Monday Tuesday Wednesday Thursday Friday Saturday Sun Mon Tue Wed Thu Fri Sat January February March April May June July August September October November December Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec just now 1 minute ago $$1$$ minutes ago 1 hour ago $$1$$ hours ago Yesterday $$1$$ days ago $$1$$ weeks ago more than 5 weeks ago Followers Follow THIS PREMIUM CONTENT IS LOCKED STEP 1: Share to a social network STEP 2: Click the link on your social network Copy All Code Select All Code All codes were copied to your clipboard Can not copy the codes / texts, please press [CTRL]+[C] (or CMD+C with Mac) to copy Table of Content