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Katchatheevu islet UPSC NOTE


  • An islet refers to a small piece of land that is smaller than an island, often surrounded by water.

  • Islets are generally much smaller in size compared to islands, often covering only a few acres or even less.

  • Islets can be found in various bodies of water, including oceans, seas, rivers, and lakes.

  • Islets can form through various natural processes, such as erosion, sediment deposition, volcanic activity, or shifts in water levels.

  • Islets may have diverse features, including rocky or sandy shores, vegetation, and sometimes even small ecosystems.

  • Due to their small size, islets may be difficult to inhabit or develop for human habitation.

  • Some islets may be used for specific purposes, such as research stations, wildlife reserves, or tourism destinations.

  • Islets can play a role in providing habitats for various species of plants, animals, and birds.

  • Islets contribute to the overall biodiversity and ecosystem health of their surrounding areas.

Katchatheevu islet

  • Tamil Nadu Chief Minister M. K. Stalin calls for the retrieval of Katchatheevu, a 285-acre islet off Rameswaram, from Sri Lanka during a fishermen's conference.

  • The 1974 agreement between India and Sri Lanka defined the boundary between the two countries and placed Katchatheevu under Sri Lanka's jurisdiction.

  • Fisherfolk from both countries traditionally used the islet for fishing, but later agreements restricted fishing without express permission.

  • The demand for Katchatheevu's retrieval stems from opposition to the 1974 pact, generating debates in Indian Parliament.

  • The issue resurfaced in 1991 when Chief Minister Jayalalithaa demanded retrieval through "a lease in perpetuity."

  • The Indian government stated that no territory belonging to India was ceded to Sri Lanka and that the islet's status was settled through 1974 and 1976 agreements.

  • The Centre's response in 2022 indicated that Katchatheevu lies on the Sri Lankan side of the India-Sri Lanka International Maritime Boundary Line, and the matter is sub-judice in the Supreme Court.

Public Tech Platform for Frictionless Credit

  • The RBI initiated a pilot program on August 17 to assess the feasibility and functionality of the 'Public Tech Platform for Frictionless Credit'.

  • The platform aims to enable seamless digital delivery of credit by consolidating required digital information for lenders.

  • Credit appraisal is a crucial pre-disbursal process for banks to evaluate borrowers' repayment capacity and adherence to credit agreements.

  • Data necessary for credit appraisal is scattered across various entities, creating obstacles for smooth lending processes.

  • The platform intends to consolidate these data sources and facilitate frictionless and timely loan delivery.

  • A pilot project was launched in September 2022 to digitize Kisan Credit Card (KCC) loans under ₹1.6 lakh, currently ongoing in select districts.

  • The platform is based on ongoing programs and will expand to cover various digital loans with an open architecture and APIs.

  • The RBI's subsidiary, Reserve Bank Innovation Hub (RBIH), will develop the public platform.

  • The platform will connect with Aadhar e-KYC, e-signing, land records, satellite data, PAN validation, and more to assess creditworthiness.

  • This platform aims to simplify and accelerate credit assessments, benefiting borrowers with quicker access to capital at lower costs.

  • The RBI's survey revealed that farm loan processing took 2-4 weeks, costing about 6% of the loan's total value.

  • Overall, the lending platform seeks to reduce costs, expedite disbursements, and improve scalability.



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Learnerz IAS | Concept oriented UPSC Classes in Malayalam: Katchatheevu islet UPSC NOTE
Katchatheevu islet UPSC NOTE
Learnerz IAS | Concept oriented UPSC Classes in Malayalam
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